Blog Posts
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Treasury Yields Pull Back as Iran Ceasefire Hopes & Soft PCE Ease Rate Fears
The 10-year Treasury yield retreated from a recent 4.62% high to 4.44% by Friday — but mortgage rates have yet…
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Is now a good time to refinance
There are multiple reasons why a refinance may be a great option. The answer to the questions depends on your…
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Philadelphia and South Jersey Housing in 2026: What Buyers Should Know Right Now
In a Philadelphia housing market thriving this spring, buyers must balance home affordability with strategic financing and offer timing to…
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The Bond Market Is Squeezing Your Mortgage
The 10-year Treasury yield has climbed to its highest level in over a year — and homebuyers are feeling it…
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A New Fed Chair, the Same Stubborn Rates
Jerome Powell is out. Kevin Warsh just confirmed. But for the millions of Americans watching mortgage rates, the changing of…
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Best Home Improvements Before Selling: Projects That Attract Multiple Offers
Strategic home improvements that maximize your sale price — including the high-ROI projects that attract multiple offers and the money-wasting…
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Why an Investment Property May Be Your Smartest Retirement Asset
Stocks fluctuate. Pensions are rare. But brick and mortar has funded comfortable retirements for generations. Here’s a clear-eyed look at…
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HELOC Explained: Calculate Your Interest-Only Payments Quickly
Learn how to calculate monthly interest-only payments on a Home Equity Line of Credit (HELOC). Discover how a HELOC can…
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How Credit Scores Impact Your Mortgage Costs
You’ve been saving for a down payment. But this three-digit number could end up mattering just as much — maybe…
Greg Rutolo | Loan Factory 