Blog Posts
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Surviving This Weekend’s Heat Wave: Real Ways to Keep Your Home Cool When It Feels Like 110
If you’ve stepped outside in South Jersey or Philly this week, you already know this isn’t your average summer heat.…
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9 Fun (and Easy) Things to Do at Home with the Kids This 4th of July
You don’t need a lake house or a parade route to make the 4th of July memorable. Some of the…
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The July 28 Fed Meeting Could Move Mortgage Rates — Here’s How to Prepare
Greg Rutolo | NMLS #34860 | gregory.rutolo@loanfactory.com The Federal Reserve meets again July 28–29, and if you’re thinking about buying…
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3 Reasons a Cash-Out Refinance Still Makes Sense at Today’s Rates
Rates have been parked in the mid-6% range for weeks now, and I keep getting the same question from South…
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Treasury Yields Pull Back as Iran Ceasefire Hopes & Soft PCE Ease Rate Fears
The 10-year Treasury yield retreated from a recent 4.62% high to 4.44% by Friday — but mortgage rates have yet…
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Is now a good time to refinance
There are multiple reasons why a refinance may be a great option. The answer to the questions depends on your…
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Philadelphia and South Jersey Housing in 2026: What Buyers Should Know Right Now
In a Philadelphia housing market thriving this spring, buyers must balance home affordability with strategic financing and offer timing to…
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The Bond Market Is Squeezing Your Mortgage
The 10-year Treasury yield has climbed to its highest level in over a year — and homebuyers are feeling it…
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A New Fed Chair, the Same Stubborn Rates
Jerome Powell is out. Kevin Warsh just confirmed. But for the millions of Americans watching mortgage rates, the changing of…
Greg Rutolo | Loan Factory 