Blog Posts
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First-Time Homebuyer FAQ: 5 Big Questions First Time Homebuyers Ask
Greg Rutolo | NMLS # 34860 | email gregory.rutolo@loanfactory.com Buying your first home is exciting, but it also comes with…
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What’s Happening With Mortgage Rates Right Now? (February 2026 Update)
Market update February 5 2026
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The Best Hardwood Floor Options: How to Determine Yours
Thinking about hardwood floors in your kitchen—or already living with them and want to keep them looking brand‑new? You’re in…
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Federal Reserve Holds Rates Steady January 28, 2026: What It Means for Mortgage Rates and Credit
The Fed held rates at 3.5%-3.75% on January 28, 2026. Here’s what this decision means for mortgage rates, refinancing, HELOC…
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How to Protect Your Home in a Snow & Ice Storm – Plus What to Do If the Power Goes Out
The best ways to protect your home in a snow and ice storm focus on keeping heat in, water out,…
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Cautious Optimism in Today’s Housing Market: A Balanced View for 2026
As financial markets stabilize after a volatile week—with stocks mixed, Treasury yields steady in the mid-4% range, and mortgage rates…
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DSCR HELOCs: The Ultimate Guide for Real Estate Investors in 2026
DSCR HELOCs offer real estate investors a powerful way to tap rental property equity without personal income verification. These non-QM…
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How Trump’s New Tariff Threats Could Hit Housing Sooner Than People Think
New tariff threats potential impact on the housing market.
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Essential Credit Tips for Mortgage Success in 2026
Smart Credit Moves to Secure a Better Mortgage in 2026 If purchasing a home or refinancing your mortgage is on…