Blog Posts
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New Jersey Roof Replacement 2026: Roofing Costs, Tax Credits, and HELOC Financing
Gregory Rutolo | NMLS# 34860 | email: gregory.rutolo@loanfactory.com If you’re a New Jersey homeowner staring up at an aging roof,…
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Home Appraisal Changes Coming November 2026: What You Need to Know
Overview of the changes to the residential appraisal process coming in November 2026 and its impact on sellers and buyers
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Dow 50,000 and Your Mortgage: What This Milestone Really Means for Everyday Homebuyers
Greg Rutolo | Loan Office | email gregory.rutolo@loanfactory.com Dow 50,000 and Your Mortgage: What This Milestone Really Means for Everyday…
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What’s Happening With Mortgage Rates Right Now? (February 2026 Update)
Market update February 5 2026
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The Best Hardwood Floor Options: How to Determine Yours
Thinking about hardwood floors in your kitchen—or already living with them and want to keep them looking brand‑new? You’re in…
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Federal Reserve Holds Rates Steady January 28, 2026: What It Means for Mortgage Rates and Credit
The Fed held rates at 3.5%-3.75% on January 28, 2026. Here’s what this decision means for mortgage rates, refinancing, HELOC…
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How to Protect Your Home in a Snow & Ice Storm – Plus What to Do If the Power Goes Out
The best ways to protect your home in a snow and ice storm focus on keeping heat in, water out,…
Greg Rutolo | Loan Factory 